XTB Review
Written By
ForexRater Research Team
Data-driven broker comparison · Independently tested · No paid rankings
Reviewed against our published methodology →Reviews represent the editorial opinion of ForexRater and are not personal financial advice.
Audit Scorecard
Our Verdict
XTB is assessed here on its regulatory licences, published trading costs, platform range and account terms. Its licences from FCA, KNF, CySEC are the primary safeguard for client funds — check each licence number on the regulator's own register before depositing.
XTB advertises execution of 38ms and offers xStation 5. That execution figure is the broker's own published claim, not a speed we have measured — real fills vary with account type, session liquidity and news conditions.
Pros & Cons
The Good
- xStation is Excellent
- No Min Deposit
- Great Education
The Bad
- No MT4/MT5
- Limited Crypto in some regions
Regulatory record
Primary registersPublic enforcement records & market-access notices
- KNF (Poland) · administrative fine · not finaldisclosed, not scored30 Mar 2026 — XTB S.A. · 20,000,000 PLN (~US$5,500,000)
MiFID II breaches: suitability questionnaires did not accurately evaluate experience with complex products; inadequate target-group definition and incomplete CFD-risk disclosure, Jan 2022–Sep 2023.
Verified by secondary · checked 17 Aug 2026 · Source
- CNB (Czech National Bank) · fine · under appeal1 Mar 2025 (approx.) — XTB S.A. (Czech branch) · 2,000,000 CZK (~US$90,000)
Non-final fine; XTB filed appeal.
Verified by secondary · checked 17 Aug 2026 · Source: primary backfill pending
Authorisation/market-access warnings for specific jurisdictions — not enforcement actions or sanctions against the broker.
- rbi alert list (2025-11-19) — Authorisation warning for Indian residents under FEMA; not an enforcement action.checked 28 Jul 2026
Live Newsroom & Updates
Quick Stats
Also Consider
Risk Warning
Trading foreign exchange on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade foreign exchange, you should carefully consider your investment objectives, level of experience, and risk appetite.
Trading foreign exchange on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you.