Privacy Policy

1. Introduction and Who We Are

Welcome to ForexRater.com ("we", "us", "our", or "the Website"). ForexRater.com is an independent CFD broker comparison and forex information platform. We provide educational content, broker reviews, live exchange rate data, and financial comparison tools to retail visitors worldwide.

This Privacy Policy explains how we collect, use, disclose, store, and protect your personal data when you visit forexrater.com, interact with our content, or use our comparison tools. It also describes your rights in relation to that data and how to exercise them.

We are committed to protecting your privacy and handling your personal data in a transparent, responsible, and lawful manner in accordance with applicable data protection laws, including but not limited to:

• The UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018
• The EU General Data Protection Regulation (EU GDPR) 2016/679
• The California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
• The Privacy and Electronic Communications Regulations (PECR)

By using this Website, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of the Website.

3. Data We Collect

We collect two categories of data: data you provide directly to us, and data collected automatically when you use the Website.

3.1 Data You Provide Directly

• Contact form submissions: If you contact us via any enquiry or feedback form, we collect your name, email address, and the content of your message.
• Newsletter or alert sign-ups: If you subscribe to rate alerts or email updates, we collect your email address and, optionally, your name and currency preferences.
• Broker comparison interactions: When you use our comparison tools and submit preferences or filters, we may collect data about the options you selected, which may include your country of residence or trading preferences.
• User-generated content: Any comments, reviews, or ratings you submit about brokers are collected and stored.

3.2 Data Collected Automatically

When you visit ForexRater.com, we automatically collect certain technical and usage data, including:

• IP address (anonymised where required by law)
• Browser type and version
• Operating system
• Referring URL (the site you came from)
• Pages visited and time spent on each page
• Date and time of your visit
• Device type (desktop, mobile, tablet)
• Geographic location (country and city level, derived from IP address)
• Clickstream data (which links and buttons you clicked)

This data is collected via cookies, web beacons, server logs, and third-party analytics tools as described in Section 6 below.

3.3 Data From Third Parties

We may receive data about you from third-party sources, including:

• Analytics providers (such as Google Analytics) who report aggregated traffic and behaviour data
• Advertising networks that share conversion or attribution data if you clicked an ad before visiting our site
• Affiliate networks that track referrals to broker websites from our comparison tools

4. How We Use Your Data

We use the personal data we collect for the following purposes, each supported by a lawful legal basis:

We will never use your personal data for purposes incompatible with those listed above without first obtaining your explicit consent.

5. Affiliate Relationships and Commercial Disclosures

ForexRater.com maintains affiliate relationships with a number of CFD brokers and financial service providers listed on this Website. This means we may earn a commission if you click on a broker link and subsequently open a trading account.

In connection with these affiliate relationships:

• We may share aggregated, non-identifiable click and referral data with affiliate partners
• We do not share your name, email address, or personal contact details with broker partners through our affiliate programme without your explicit consent
• Affiliate tracking is typically carried out through cookies placed on your device when you click an outbound broker link. These are third-party cookies governed by the respective broker's or affiliate network's privacy policy.

All affiliate relationships are clearly disclosed on our website in accordance with applicable advertising standards and FCA guidance.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies on ForexRater.com. A cookie is a small text file stored on your device by your browser.

6.1 Types of Cookies We Use

• Strictly Necessary Cookies: These cookies are essential for the Website to function and cannot be disabled. They enable core functionality such as security, page load balancing, and remembering your cookie consent preferences.
• Analytics and Performance Cookies: We use Google Analytics 4 (GA4) to understand how visitors use our site. GA4 is loaded in consent-denied mode by default — no data is collected or cookies set until you explicitly accept analytics cookies via our cookie consent banner. If you decline analytics cookies, no data is sent to Google. You can change your preference at any time by clearing your browser cookies and refreshing the page.
• Functional Cookies: These cookies remember your preferences, such as your selected currency pair, preferred language, or country setting, to provide a more personalised experience.
• Marketing and Affiliate Cookies: When you click on broker links or affiliate banners, third-party cookies may be placed on your device by affiliate networks to track referrals and attribute commissions. These are governed by the relevant third party's privacy policy.
• Advertising Cookies: If we display third-party advertisements, ad networks may place cookies to serve relevant ads and measure ad performance.

6.2 Managing Cookies

You can control and manage cookies in several ways:

• Cookie consent banner: When you first visit the Website, you will be shown a cookie consent notice where you can accept or reject non-essential cookies.
• Browser settings: Most browsers allow you to block or delete cookies. Please refer to your browser's help documentation.
• Google Analytics opt-out: You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
• Your Online Choices: EU and UK residents can manage advertising cookies via www.youronlinechoices.com.

Please note that disabling certain cookies may affect the functionality of the Website.

7. How We Share Your Data

We do not sell your personal data to third parties. We may share your data in the following limited circumstances:

7.1 Service Providers and Data Processors

We work with trusted third-party service providers who process data on our behalf, including:

• Hosting and infrastructure: Vercel (website hosting), Cloudflare (security and CDN), Supabase (database)
• Analytics: Google Analytics
• Email services: Any email newsletter or transactional email provider we use
• Payment processors: If applicable, for any paid features or subscriptions

All service providers are bound by data processing agreements and are required to handle your data securely and in accordance with our instructions.

7.2 Legal Requirements

We may disclose your personal data if required to do so by law, court order, or regulatory authority, including to comply with legal process or protect the rights, property, or safety of ForexRater.com, our users, or the public.

7.3 Business Transfers

In the event of a merger, acquisition, or sale of all or part of our business, your personal data may be transferred to the acquiring entity, subject to the same privacy protections described in this policy.

8. International Data Transfers

ForexRater.com is accessible globally and our service providers may operate in countries outside the UK and European Economic Area (EEA), including the United States.

Where we transfer personal data outside the UK or EEA, we ensure appropriate safeguards are in place, such as:

• UK International Data Transfer Agreements (IDTAs) or EU Standard Contractual Clauses (SCCs)
• Transfers to countries with an adequacy decision from the UK ICO or European Commission
• Reliance on the EU-US Data Privacy Framework where applicable

You can request further information about our transfer safeguards by contacting us at the details in Section 14.

9. Data Retention

We retain your personal data only for as long as is necessary for the purposes it was collected, or as required by law.

After the applicable retention period, your data is securely deleted or anonymised.

11. Your Rights

Depending on your location, you may have the following rights in relation to your personal data:

11.1 UK and EU Residents (UK GDPR / EU GDPR)

• Right of access: Request a copy of the personal data we hold about you
• Right to rectification: Request correction of inaccurate or incomplete data
• Right to erasure ("right to be forgotten"): Request deletion of your personal data where there is no legitimate reason for us to retain it
• Right to restriction of processing: Request that we limit how we use your data in certain circumstances
• Right to data portability: Receive your personal data in a structured, machine-readable format
• Right to object: Object to processing based on legitimate interests or for direct marketing purposes
• Rights related to automated decision-making: We do not make solely automated decisions that have legal or significant effects on you

11.2 California Residents (CCPA / CPRA)

California residents have the right to:

• Know what personal information we collect, use, disclose, and sell
• Delete personal information we have collected from you
• Opt out of the sale or sharing of personal information (we do not sell personal data)
• Non-discrimination for exercising your privacy rights
• Correct inaccurate personal information
• Limit the use and disclosure of sensitive personal information

To exercise any of these rights, please contact us using the details in Section 14. We will respond to verified requests within 30 days (UK/EU) or 45 days (California) of receipt.

12. Children's Privacy

ForexRater.com is not directed at or intended for use by children under the age of 18. We do not knowingly collect personal data from anyone under 18. CFD trading and financial comparison services are intended for adults only.

If you believe we have inadvertently collected data from a minor, please contact us immediately and we will take steps to delete it.

13. Third-Party Links

Our Website contains links to third-party websites, including broker websites, financial news sources, and affiliate partners. This Privacy Policy applies only to ForexRater.com. We are not responsible for the privacy practices of third-party websites and encourage you to review their privacy policies before providing any personal data.

14. Contact Us and Complaints

If you have any questions, concerns, or requests regarding this Privacy Policy or the way we handle your personal data, please contact us at:

We aim to respond to all privacy-related enquiries within 5 business days.

14.1 Right to Lodge a Complaint

If you are based in the UK and are unhappy with how we have handled your personal data, you have the right to lodge a complaint with the Information Commissioner's Office (ICO).

If you are based in the EU, you may contact your local Data Protection Authority (DPA). A list of EU DPAs is available at https://edpb.europa.eu.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

• Update the "Last Updated" date at the top of this page
• Post a notice on the Website where appropriate

We encourage you to review this Privacy Policy periodically. Your continued use of the Website after any changes constitutes acceptance of the updated policy.

16. Glossary

• Personal Data: Any information relating to an identified or identifiable natural person.
• Processing: Any operation performed on personal data, including collection, storage, use, disclosure, or deletion.
• Data Controller: The entity that determines the purposes and means of processing personal data. ForexRater.com is the data controller for data collected through this Website.
• Data Processor: A third party that processes data on behalf of the data controller.
• CFD: Contract for Difference — a financial derivative product that allows traders to speculate on price movements without owning the underlying asset.
• Legitimate Interests: A lawful basis for processing personal data where the processing is necessary for the genuine interests of the data controller, provided those interests are not overridden by the individual's rights.