Verified Methodology · 2026

How We Test
Forex Brokers

Every ForexRater broker score is built on independently collected data across 300+ verified criteria. No paid placements. No sponsored rankings. Pure data.

300+
Data Points Per Broker
29
Brokers Reviewed
Live
Spread Testing
Q1 2026
Last Full Audit

Our Mission

ForexRater was built on a single principle: traders deserve honest, independent, data-driven broker analysis. Every review on this site is based on verified data collected by our editorial team — not promotional content paid for by brokers.

We earn revenue through affiliate commissions when traders open accounts through our links. This commercial relationship is disclosed on every page. It does not influence our scores, rankings, or editorial conclusions — a broker with no affiliate relationship with us can rank #1 if the data supports it.

Our testing process is repeated in full every Q1. Individual data points — particularly spreads, fees, and regulatory status — are monitored and updated continuously throughout the year.

The Scoring System

Each broker receives a score from 0.0 to 5.0 across seven weighted categories. The final score is a weighted average of all category scores. Below is the weighting structure:

🛡️ Trust & Regulation25%
💰 Spreads & Trading Costs20%
Execution Quality15%
💻 Platforms & Technology15%
📊 Markets & Instruments10%
🏦 Account Types & Conditions10%
📚 Education & Research5%

What We Test In Each Category

Click any category to expand the full list of criteria we evaluate within it.

Trust Score — Regulation Rating

We independently research and classify every regulator that oversees our reviewed brokers. Regulators are sorted into five tiers based on the strength of client protections, capital requirements, enforcement record, and fund segregation rules.

Tier 1
Gold Standard

FCA (UK), ASIC (Australia), CFTC/NFA (USA), MAS (Singapore), JFSA (Japan)

Stringent capital requirements, mandatory fund segregation, negative balance protection, active enforcement

Tier 2
Strong

CySEC (EU/Cyprus), FSCA (South Africa), CIRO (Canada), DFSA (Dubai)

Robust regulations, investor compensation funds, decent enforcement

Tier 3
Moderate

VFSC (Vanuatu), FSC (Mauritius), SFSA (Seychelles)

Basic licensing requirements, limited enforcement capability

Tier 4
Weak

Offshore entities with minimal regulation

Minimal client protections, often no fund segregation requirement

Tier 5
Unregulated

No regulatory oversight

No regulatory protections. We do not recommend unregulated brokers.

How We Test Spreads

Spread data is collected by our team using live funded accounts at each broker. We record spreads at multiple times of day across three distinct market sessions:

London Session
08:00–12:00 GMT
Highest liquidity — most representative of typical trading conditions
New York Session
13:00–17:00 GMT
London/New York overlap — peak global volume
Asian Session
00:00–06:00 GMT
Lower liquidity — tests for spread widening in off-peak hours

Spread samples are collected across a minimum of 10 consecutive trading days per broker, per session. We publish the average spread, not a single snapshot. Broker-provided spread claims are cross-referenced against our independently collected data.

Editorial Independence

ForexRater earns revenue through affiliate partnerships with brokers. When a trader opens an account through a link on our site, we may earn a commission. This is disclosed on every page where affiliate links appear.

Our commercial relationships do not influence our editorial scores, category rankings, award decisions, or written conclusions. A broker with no affiliate arrangement with us will receive the same objective score as a broker with whom we have a commercial relationship — the score is determined by data, not by commercial agreements.

✓ No paid placements✓ No sponsored rankings✓ Data-driven scores✓ Live account verification✓ Annual full audit✓ Affiliate disclosure on every page

How Often We Update

Continuously

Regulatory licence status, broker warnings, account minimums, platform availability, known service disruptions

Monthly

Spread averages, commission structures, overnight swap rates, deposit/withdrawal processing times

Quarterly (Q1)

Full broker re-evaluation across all 300+ data points, award category reassessment, score recalibration

As Needed

Major product launches, regulatory changes, merger/acquisition announcements, platform overhauls

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